SoFi and Square are making the case through products. Capital One is making it through research, showing that integrated financial tools are becoming essential to how small businesses grow.
Each announcement addresses a different challenge, but they're all working toward the same goal.
Revolut filed for a US national bank charter in March 2026 to break free from its partner-bank arrangement.
The firm is betting on stablecoins and cross-border/multi-currency banking to win over international-minded US customers, backed by a $500 million commitment and a buildout led by new US CEO Cetin Duransoy.
As AI agents take a larger role in commerce, BNPL providers may need to rethink whom or what they evaluate when approving transactions.
Zip Co's Rory Herriman believes a future payments ecosystem may need to prove that an agent had authority to act, but also that the action reasonably reflected the user's objectives.
Max Flötotto, who leads McKinsey’s global retail banking practice, and Mike Packer, a partner at QED Investors, just co-authored a report mapping where fintech goes next — and they agree on almost everything in it.
We dig into why “a feature is no longer a fintech,” why only 1% of stablecoin volume is actual end-user payments, and why the simplest version of banking — deposits and loans — may be the part most at risk from AI agents.
