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HMBradley’s new credit card offers awards that adjust to spending

  • HMBradley is a new challenger bank that offers incentives to savers.
  • Its new credit card automatically rewards customers' top spending categories.
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HMBradley’s new credit card offers awards that adjust to spending

Challenger bank HMBradley has announced a new rewards credit card that adapts to how customers spend their money.

How it works: The card offers customers 3% cash back for purchases in their highest spending category, 2% for the next highest category, and 1% for additional purchases each month.

  • The card automatically adapts to how people spend their money and doesn’t lock them into spending in particular categories.
  • The card mimics HMBradley’s Savings Tiers, which rewards customers with higher interest rates the more they save.
  • Cardholders who spend at least $100 per month with their HMBradley card are also eligible for a bump up to their next Savings Tier level.
  • The company also unveiled its new full-featured mobile app.


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