For fintechs seeking U.S. bank charters, the OCC is asking: Do the management, capital, risk, and compliance infrastructure hold up? And is the institution ready to operate as a bank, not just alongside one?
The OCC may be widening the path to a charter, but it’s also raising the bar for proving readiness.
Revolut built its reputation by behaving like a technology company -- fast-moving, product-driven, and globally ambitious.
As Revolut grows, execution is becoming just as important as innovation. Its next test is balancing fintech agility with the discipline of a global bank.
Customers are redirecting their day-to-day financial transactions elsewhere, while keeping their old accounts on the books.
Although some banks pick up early signals yet miss the issue before it fully surfaces, fintechs and neobanks, on the other hand, see this same issue as a compounding opportunity.
Discover how this digital banking newcomer is creating a customer-focused experience while achieving impressive financial milestones.
From eliminating fees to 24-hour support and comprehensive financial tools, Jenius Bank's strategy prioritizes customer confidence while developing innovative technology to serve as customers' central financial hub.
A quarter into 2025, Lili, a small business banking platform, is exploring a more fluid approach to global expansion.
Lili’s international move involves pulling entrepreneurs into the US SMB banking ecosystem, giving them a pathway to start and manage their businesses stateside.
