Banking

Why FIs, policy makers, and local community leaders need to work together for women’s financial inclusion to become reality

  • This Financial Inclusion Week, we are looking at the three-quarters of a billion women in the world who are excluded from the financial system.
  • For inclusion to become reality, governments, FIs and local community leaders have to work together to ensure women's involvement in everything from product design to policy construction.
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Why FIs, policy makers, and local community leaders need to work together for women’s financial inclusion to become reality

 


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Banking, Business of Fintech, Payments

Micro case studies: The feud over interest rate caps and the murky future of agentic commerce

  • We dive into two stories. First, how Trump's proposed credit card rate cap benefits fintechs like Affirm and Bilt, who target consumers seeking alternative credit sources.
  • Second, Amazon and Perplexity clash over AI shopping agents, revealing uncertainty about guardrails and customer relationship ownership in agentic commerce.
Rabab Ahsan | January 20, 2026
Banking, Member Exclusive, New banks

Loyalty in banking is now fragmented: How Chime is winning the era of soft switching

  • Customers are redirecting their day-to-day financial transactions elsewhere, while keeping their old accounts on the books.
  • Although some banks pick up early signals yet miss the issue before it fully surfaces, fintechs and neobanks, on the other hand, see this same issue as a compounding opportunity.
Sara Khairi | January 15, 2026
Banking, Blockchain and Crypto, Member Exclusive

Crypto made a comeback in 2025 – this time with banks testing the waters

  • Crypto’s resurgence and regulatory clarity in 2025 prompted a handful of banks to experiment in the space rather than sit on the sidelines.
  • This piece looks at what that early engagement may foreshadow for institutional money movement in 2026.
Sara Khairi | January 08, 2026
5 questions, Awards, Banking, SMB Finance

Simplifying small business finances: Inside U.S. Bank’s award-winning approach

  • U.S. Bank was recognized as 'Best Bank for SMBs' at this year’s Tearsheet SMB Finance Awards.
  • Kristen Link, SVP and Product Lead for Business Customer Journeys and Delivery at U.S. Bank, explains how the super-regional bank supports SMBs across cash flow, payments, and daily operations.
Sara Khairi | December 18, 2025
Awards, Banking

The power of one: How Citizens’ new open banking API framework came to life

  • Open banking is often sold as a consumer perk, but its toughest test is in commercial banking, where stitching together ERPs, accounting software, and multiple bank relationships can be expensive and messy.
  • With its open banking API redesign, Citizens addressed this challenge and took home Tearsheet’s 2025 Big Bank Theory Award for Best New Embedded Finance Platform.
Sara Khairi | December 11, 2025
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