Open banking is often sold as a consumer perk, but its toughest test is in commercial banking, where stitching together ERPs, accounting software, and multiple bank relationships can be expensive and messy.
With its open banking API redesign, Citizens addressed this challenge and took home Tearsheet’s 2025 Big Bank Theory Award for Best New Embedded Finance Platform.
Gen Z's banking priorities diverge from tradition, requiring banks to rethink how they assess creditworthiness, structure products, and communicate value.
We explore how a major regional player is strategizing to support Gen Z throughout their lifetime and analyze where banks can do more.
At this year’s Money 20/20, conversations went beyond payments and embedded finance to how technology can truly support America’s smallest businesses.
Two fintechs shone in the discussion: Hello Alice, which aims to make capital more accessible, and Bluevine, a banking platform tailored for SMBs and sole proprietors. Different strategies, same focus -- putting SMB owners first.
Both banks and fintechs are trying to shift the tide of the Open Banking 1033 regulation in their favor, with banks like Wells Fargo and PNC insisting that fintechs go through bank-backed providers like Akoya for data sharing requests. On the other hand crypto fintechs are requesting the White House to rule in the favor of a fee-free 1033 regulation.
Reports are coming out showing that the CFPB may be axed entirely, in this article we break down how the moves made by the government, banks, and fintechs have collectively destabilized progress on 1033.
CFOs are abandoning quarterly planning for week-by-week assessments as trade tensions and supplier volatility force short-term thinking over strategic growth.
Seamus Smith and Chrissy Wagner of FIS explain how data quality, AI-powered credit risk management, and digital check solutions help finance leaders navigate uncertainty while modernizing their operations.
