As their popularity grows, more banks are eyeing gift cards as a loyalty perk
56% of consumers plan to purchase a gift card for a major event this year, according to recent data. From weddings to anniversaries, major life events are the primary driver for this type of consumer...
How improving credit risk assessment can catalyze FIs’ growth: 3 questions with Visa’s Carl Rutstein
Perfecting the skill of analyzing and aligning ‘ability to pay’ with ‘verification’. by SARA KHAIRI Amid a backdrop of mounting consumer payment defaults, more stringent...
‘One can’t just live in the deposit and debit space, Gen Z will need access to credit at some point in their lives’: Mastercard’s Bunita Sawhney on Gen Z’s debit-to-credit transition
This article is brought to you by StrawberryFrog. StrawberryFrog has been hailed as the very best in creative marketing, innovations, and transformation for financial brands worldwide....
Gen Z’s impact on credit is bigger than you may think
Simon Khalaf is CEO of Marqeta. Gen Z has completely changed the narrative for many aspects of our society, including how they approach work and communication – as I know well, thanks to my own...
Payments Briefing: A closer look at J.P. Morgan Payments’ new full stack solution and what it says about the bank’s ambitions
Welcoming the new year, J.P. Morgan Payments has rolled out a full-stack payments solution for merchants in North America. The new B2B omnichannel solution oversees all technology and transaction...
Breaking down PayPal’s Q4 earnings: The hits and misses
Wins and areas for improvement went hand in hand. by SARA KHAIRI As PayPal charts its course, it rides a roller coaster of experiences, new product feature rollouts, layoffs, and...
Why is Klarna diving into subscriptions?
Trend line showing the subscription economy index level versus S&P 500 and US retail sales.
Global e-commerce shines, but are retailers facing equally favorable conditions?
Engaging in global e-commerce broadens access to a wider audience and opportunities for online sellers, but also introduces a set of significant challenges on a larger scale. Among other things,...
Why PayPal’s new features didn’t match the anticipated hype
In the run-up to the scheduled release of the final quarter results for 2023, PayPal has unveiled upgrades to its services including AI-driven personalizations and checkout experiences for both...
Charting the Course: Financial services in 2024 – trends, challenges, and innovations
As teams hone their go to market strategies for the new year, it’s time to start thinking about where the opportunities are for financial services firms to excel. There are a lot of new technologies...
A dive into the pages of Tearsheet’s 10Q journal feat. tales from 2023
Revisiting narratives through the 10Q lens. by SARA KHAIRI 2023 was a rough year for financial firms. But it was particularly tough for publicly listed companies that were subjected to investor...
What financial goals are Americans prioritizing as they kick off 2024?
What financial goals are Americans prioritizing as they kick off 2024? New Year’s resolutions are still a thing, and now they’re spilling over into people’s financial plans, too. In...