10-Q, Member Exclusive

Challenger or collaborator: Affirm’s BNPL is on its way to joining Apple Pay

June 17, 2024

What does an atypical partnership look like? US consumers are increasingly turning to digital wallets, with a significant 64% now indicating that they use them as frequently as traditional payment...

The Journey of Leadership

What lessons have fintech CEOs learned while mastering the art of leadership?

June 13, 2024

Writer’s note: This story is the first part of the series ‘The Journey to Leadership’ spotlighting six fintech CEOs and their individual journeys. The intention of this story...

10-Q, Member Exclusive

Shopping and financial services: The match we didn’t know we needed

June 03, 2024

The trend of intertwining retail more deeply with financial services by SARA KHAIRI While it’s often said that matches are made in heaven, some surprising combinations come to life right here on...

Member Exclusive, The intersection of shopping and finance

FIs turn to shopping to find new avenues to engage customers

May 23, 2024

Financial institutions can move from banks to brands by leveraging personalization and customer data. Today, bank accounts are little more than a safe place to hold money, and there is a case to be...

Announcement

Tearsheet’s The Power of Payments Awards 2024 are now open

May 16, 2024

Tearsheet’s The Power of Payments Awards are the industry’s top awards program recognizing and celebrating the top products and brands in the payments space defining the face of a rapidly changing...

10-Q, Member Exclusive

How Affirm is reinventing its approach, and where the firm sees potential for more growth

May 13, 2024

Love them or loathe them, Buy Now, Pay Later [BNPL] services have cemented their presence in the modern financial landscape. Despite the outcry over its regulation and the growing burden of consumer...

Payments

Klarna joins the race for top-of-wallet status in the US with its new card offering

May 09, 2024

‘Tis the season – of card launches. The news: Klarna is the latest player in the US market to introduce a new card offering and open its waitlist to American consumers. While certain aspects of...

Finance Everywhere, Lending

What will Walmart’s launch of BNPL through One mean for the industry?

May 08, 2024

Walmart announced in April that it will be leveraging its majority-owned fintech One to offer BNPL options to its customers. This move is an addition to a growing list of retailers who are expanding...

10-Q, Member Exclusive

What’s going on at Block?

May 06, 2024

Litigation and class actions are common in financial services, but, payments firm Block is feeling the heat. The Department of Justice has launched an investigation following allegations from a...

Banking

Fewer branches and loan products are amplifying customer turnover for CUs

May 03, 2024

A growing majority of Americans are embracing digital banking options, with 71% choosing to handle their bank accounts through mobile apps or computers. This preference was also notable among...

Business of Fintech, Finance Everywhere

As their popularity grows, more banks are eyeing gift cards as a loyalty perk

March 28, 2024

56% of consumers plan to purchase a gift card for a major event this year, according to recent data. From weddings to anniversaries, major life events are the primary driver for this type of consumer...

10-Q, Member Exclusive

How improving credit risk assessment can catalyze FIs’ growth: 3 questions with Visa’s Carl Rutstein

March 25, 2024

Perfecting the skill of analyzing and aligning ‘ability to pay’ with ‘verification’. by SARA KHAIRI Amid a backdrop of mounting consumer payment defaults, more stringent...