9 February 2018

10-Q, Member Exclusive

The Quarter Wall Street Changed Gears: Banks move on from rate-driven growth to mapping out what’s next

• Q3 2025: Big banks are expanding their focus from a credit-first approach to infrastructure-focused moves.
• This quarter, Wall Street stopped coasting on macro and started working on what comes after it.

Designing new products, Modern Marketing

The tri-fold strategy: How Intuit Credit Karma is turning UX, marketing, and product into Gen Z’s financial on-ramp

• Gen Z wants smooth tech and financial tools that feel like guidance, not grind. Their expectations are forcing platforms to reimagine every layer of the experience -- and Credit Karma is already on it.
• The company is reengineering its product experience – from UX to AI-driven personalization to cultural marketing – to meet this generation where their financial story begins.

Podcasts

Understanding the jabuticaba factor: How QED’s Camila Vieira mastered local nuance in Latin American fintech investing

• Camila Vieira explains the "jabuticaba factor"—understanding local market nuances that only emerge from staying committed to Latin America through multiple investment cycles, rather than chasing peak valuations.
• QED's portfolio approach has evolved from early B2B banking to vertical SaaS plus embedded finance, powered by improved infrastructure like Brazil's Pix system, expanding talent pools, and AI enabling previously impossible business models.

10-Q, Member Exclusive

What U.S. Bank, BNY, and Nvidia understand about the future of money

• Last week’s moves by U.S. Bank, BNY, and NVIDIA hint at finance reorganizing around infrastructure built to scale and survive regulatory pressure.
• The moves are not just product launches but positional plays: it’s about control over the evolving architecture of the financial system.

5 questions, Payments

“I have seen firsthand how payments can be a strategic entry point to deepen relationships and solve real business challenges”: BMO’s new U.S. Head of TPS Sales, Katie Oresar

• BMO’s U.S. TPS Sales team is entering a new chapter with Katie Oresar stepping into the leadership role.
• This story, told through five focused questions, moves beyond the leadership shift to spotlight her perspective on this fast-moving corner of banking.