AI Innovation,
Artificial Intelligence,
Banking,
Innovation
- Citizens CIO Michael Ruttledge explains how the bank modernized by moving entirely to the cloud.
- Ruttledge discusses cloud migration, AI deployment strategy, and building an innovation-driven organizational ethos.
Rabab Ahsan | February 24, 2026
10-Q,
Member Exclusive
- From AI agents at Goldman to automation at Truist and lean growth at Nubank, the contours of a modern banking model are emerging.
- Banks are rethinking human-machine cooperative roles and new ways to scale.
Sara Khairi | February 23, 2026
Member Exclusive,
Numbers with Narrative,
Policies & Playbooks
- Financial innovation doesn’t follow a straight path. When it swerves, the clash between ideals and economics comes into focus.
- With data volumes surging and regulatory clarity still elusive, a harder question is emerging: If access to financial data is commercialized, how “open” is open banking – and who ultimately bears the cost?
Sara Khairi | February 19, 2026
Banking,
Banking as a service
- Affirm and major fintechs are applying for bank charters to eliminate sponsor dependencies and improve economics.
- The shift from fintech-bank partnerships to direct competition calls into question legacy institutions' longtime market dominance.
Rabab Ahsan | February 17, 2026
10-Q,
Member Exclusive
- Capital One’s Brex acquisition exemplifies a broader shift: incumbent banks reclaiming embedded finance as a core competency.
- A small group of major banks is taking embedded finance in-house, leveraging scale to assert control over risk, economics, and strategic differentiation.
Sara Khairi | February 16, 2026
