As AI agents take a larger role in commerce, BNPL providers may need to rethink whom or what they evaluate when approving transactions.
Zip Co's Rory Herriman believes a future payments ecosystem may need to prove that an agent had authority to act, but also that the action reasonably reflected the user's objectives.
Max Flötotto, who leads McKinsey’s global retail banking practice, and Mike Packer, a partner at QED Investors, just co-authored a report mapping where fintech goes next — and they agree on almost everything in it.
We dig into why “a feature is no longer a fintech,” why only 1% of stablecoin volume is actual end-user payments, and why the simplest version of banking — deposits and loans — may be the part most at risk from AI agents.
Revolut built its reputation by behaving like a technology company -- fast-moving, product-driven, and globally ambitious.
As Revolut grows, execution is becoming just as important as innovation. Its next test is balancing fintech agility with the discipline of a global bank.
