Online Lenders
Grain is rethinking credit with loans based on active cash flows, and not credit history
- Grain allows customers to attain a revolving line of credit through their existing debit card without issuing a physical credit card.
- The firm seeks to help customers with daily spending while allowing them to build a good credit score.
Subboh Jaffery | October 28, 2021
Blockchain and Crypto
With traditional banks acting as custodians, is crypto’s decentralized nature under threat?
- Over $200 billion worth of bitcoins have been lost so far. Do people need a better way to secure their digital assets?
- “Not your keys, not your coins,” say crypto traditionalists, arguing the space is meant to be free of banks, with a fundamental ‘one’s own bank’ philosophy.
Subboh Jaffery | October 27, 2021
Sponsored
Making digital currency interoperable, for everyone everywhere
- How might central banks, businesses, and consumers seamlessly exchange value across blockchain networks, no matter the currency?
- Visa’s latest thinking on the challenge of cross-chain interoperability.
Visa | October 27, 2021
Sponsored
How Fiserv’s partnership is helping Save scale cards that combine savings with investing
- Save is making tools that help the consumer’s spend go the extra mile.
- Fiserv solves a big problem for Save: opening up digital accounts safely and seamlessly.
Fiserv | October 26, 2021
Data Snacks
Gen Z financial anxiety offers major opportunities for financial institutions
- The pandemic has led to Gen Zers feeling nervous about their finances, and right now it’s mostly their family giving them the how-tos surrounding money.
- But financial institutions that can figure out how to swoop in early enough with financial literacy tools and guidance could get early access to trust among these consumers.
Rivka Abramson | October 26, 2021