Online Lenders, Podcasts

Lending Podcast 4: Zillow as a mortgage lender — TD Bank’s digital lending — LendingClub ‘no worse than humans’

  • Zillow is moving from real estate media to become a full-blown mortgage lender.
  • TD Bank goes digital lending with a partner.
Lending Podcast 4: Zillow as a mortgage lender — TD Bank’s digital lending — LendingClub ‘no worse than humans’

Welcome to episode 4 of the Tearsheet Lending Podcast with your hosts Zack Miller and Dan Pelberg.

This week on the show we dive into Zillow’s move to become a mortgage lender Zillow rebranded its acquisition of Mortgage Lenders of America last November “Zillow Home Loans”
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TD Bank partners with Amount for digital lending
TD has partnered with Avant’s SaaS division, Amount, to launch a digital consumer lending product called TD Fit Loan.
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We also briefly discuss Prosper’s FY 2018 financial results
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Aha! A LendingClub computers no worse at lending than humans
“As of 2016, LendingClub’s unsecured consumer lending exhibited inherent credit risk and lending efficiency that resembled the risk and efficiency of the largest traditional lenders.” Are human lenders becoming obsolete? Inefficient?
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GoToLoans unveils app to fund vehicle repairs
This Canadian startup owners can dip into the equity value of a vehicle to obtain loans for repairs and maintenance.
What other things in the future will we be able to offer up in order to obtain a loan. Electronics? Body organs?
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New banks, Podcasts

The Challengers 10: Judo raises big bucks down under — Starling nears profitability — Revolut’s cards of many colors

  • Australia is home to a growing fintech scene and its first challenger bank just raised a war chest.
  • In this episode, Josh and Zack also explore the role of payments in digital bank offerings.
Michael Deleon | August 16, 2019
Data, Podcasts

FDX’s Don Cardinal: ‘Standards lower the barrier to financial innovation’

  • FDX is the leading standards group around sharing financial data.
  • Managing director Don Cardinal explains what the industry is doing around securing and sharing information.
Zack Miller | August 14, 2019
Payments, Podcasts

Finix Payments’ Richie Serna: ‘The next generation of billion dollar payments companies won’t look like Stripe or Square’

  • Software companies are morphing into payment companies.
  • To do that, they must bring payments in-house and Finix wants to make that easier and more profitable for them.
Zoe Murphy | August 09, 2019
Future of Investing, Podcasts

How Addepar built an ecosystem around the ultra high net worth investment community with CEO Eric Poirier

  • To best service the UHNW investor, Addepar aggregates portfolio data and provides portfolio analytics.
  • CEO Eric Poirier joins us on the podcast to discuss his firms product and growth strategies.
Zack Miller | August 05, 2019
Data, Podcasts

Equifax’s Bill Phelan: ‘With PayNet, we now cover 30M US businesses and about $4 trillion of capital’

  • PayNet is one of the largest sources of data on private businesses in the US.
  • Founder Bill Phelan talks about his merger with Equifax and where the combined entity is headed.
Michael Deleon | August 02, 2019
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