Online Lenders, Podcasts

Lending Podcast 4: Zillow as a mortgage lender — TD Bank’s digital lending — LendingClub ‘no worse than humans’

  • Zillow is moving from real estate media to become a full-blown mortgage lender.
  • TD Bank goes digital lending with a partner.
Lending Podcast 4: Zillow as a mortgage lender — TD Bank’s digital lending — LendingClub ‘no worse than humans’

Welcome to episode 4 of the Tearsheet Lending Podcast with your hosts Zack Miller and Dan Pelberg.

This week on the show we dive into Zillow’s move to become a mortgage lender Zillow rebranded its acquisition of Mortgage Lenders of America last November “Zillow Home Loans”
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TD Bank partners with Amount for digital lending
TD has partnered with Avant’s SaaS division, Amount, to launch a digital consumer lending product called TD Fit Loan.
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We also briefly discuss Prosper’s FY 2018 financial results
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Aha! A LendingClub computers no worse at lending than humans
“As of 2016, LendingClub’s unsecured consumer lending exhibited inherent credit risk and lending efficiency that resembled the risk and efficiency of the largest traditional lenders.” Are human lenders becoming obsolete? Inefficient?
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GoToLoans unveils app to fund vehicle repairs
This Canadian startup owners can dip into the equity value of a vehicle to obtain loans for repairs and maintenance.
What other things in the future will we be able to offer up in order to obtain a loan. Electronics? Body organs?
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Data, Podcasts

Inside the Experian DataLabs with Eric Haller

  • Organic growth requires talent, resources, and focus.
  • Experian DataLabs is tasked with creating products and services for the firm's future.
Zack Miller | November 27, 2019
Podcasts

Oracle’s Aubrey Hawes on Open Banking and ecosystem building

  • Oracle's open APIs have structured an open banking platform for banks and fintech firms.
  • The company's head of sales consulting joins us to talk about Oracle's work in ecosystem building.
Zack Miller | November 14, 2019
Future of Investing, Podcasts

Titan’s Clayton Gardner: ‘We want to make sure we’re building cars, not faster horses’

  • While most robo-advisers have embraces passive investment strategies, Titan has taken a contrarian approach.
  • Its clients turn to the investment app for reasonably-priced hedge fund strategies.
Zack Miller | October 28, 2019
Payments, Podcasts

Behind the launch of Central Payments’ Falls Fintech accelerator with Trent Sorbe

  • Smaller financial institutions are finding ways to compete against large banks.
  • Central Payments, part of the Central Bank of Kansas City, is a good example.
Zack Miller | October 17, 2019
New banks, Podcasts

The challenges and opportunities in moving from DTC into enterprise with Moven’s CEO Marek Forysiak

  • Moven was an early pioneer in consumer digital banking.
  • Over the past few years, the firm has moved into providing enterprise technology.
Zack Miller | October 15, 2019
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