Online Lenders, Podcasts

Lending Podcast 4: Zillow as a mortgage lender — TD Bank’s digital lending — LendingClub ‘no worse than humans’

  • Zillow is moving from real estate media to become a full-blown mortgage lender.
  • TD Bank goes digital lending with a partner.
Lending Podcast 4: Zillow as a mortgage lender — TD Bank’s digital lending — LendingClub ‘no worse than humans’

Welcome to episode 4 of the Tearsheet Lending Podcast with your hosts Zack Miller and Dan Pelberg.

This week on the show we dive into Zillow’s move to become a mortgage lender Zillow rebranded its acquisition of Mortgage Lenders of America last November “Zillow Home Loans”
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TD Bank partners with Amount for digital lending
TD has partnered with Avant’s SaaS division, Amount, to launch a digital consumer lending product called TD Fit Loan.
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We also briefly discuss Prosper’s FY 2018 financial results
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Aha! A LendingClub computers no worse at lending than humans
“As of 2016, LendingClub’s unsecured consumer lending exhibited inherent credit risk and lending efficiency that resembled the risk and efficiency of the largest traditional lenders.” Are human lenders becoming obsolete? Inefficient?
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GoToLoans unveils app to fund vehicle repairs
This Canadian startup owners can dip into the equity value of a vehicle to obtain loans for repairs and maintenance.
What other things in the future will we be able to offer up in order to obtain a loan. Electronics? Body organs?
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Modern Marketing, Podcasts

Finastra’s Steve Hoke on making community banks more competitive

  • Community banks are feeling a squeeze from national banks and challenger banks moving into their territory.
  • But their physical and local presences can provide them a competitive advantage.
Zack Miller | June 12, 2019
Online Lenders, Podcasts

MSTS’ Brandon Spear on credit as as service: ‘Find a way to solve payments painpoints and you’ll create a real advocate inside a business’

  • MSTS was started by a Fortune 100 to help with fuel payments.
  • Now, the company wants to help large B2B companies solve complex payment issues.
Zack Miller | June 10, 2019
Modern Marketing, Podcasts

‘User experience is the heart and soul of everything’: FIS’ Ellyn Raftery on the evolution of financial services marketing

  • Over the past six and a half years at FIS, Ellyn Raftery has evolved marketing's role.
  • Her team leads the move towards customer journeys, UI/UX and leveraging the voice of the customer.
Zack Miller | June 03, 2019
New banks, Podcasts

Finxact’s Frank Sanchez on building an ecosystem around core banking technology

  • Frank Sanchez has been participating in the core banking tech space for 35 years.
  • He's back with Finxact and wants to go head to head with 'slow' core providers.
Zack Miller | May 31, 2019
Innovation, Member Exclusive, Podcasts

Inside Experian’s digital transformation

  • Experian's Barry Libenson has lead digital transformation projects at various Fortune 500 companies.
  • As Experian's CIO, he's helped lead the credit bureau into a new era for tech.
Zack Miller | May 28, 2019
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