Lending

Helping people climb the credit ladder: Looking into financial inclusion with FICO, Credit Karma and TomoCredit

  • Not all Americans have equal access to credit. But financial institutions and fintechs alike are trying to build a fairer system that is more inclusive of all groups.
  • Their approaches differ -- from reworking their current credit decisioning models, using alternative data, and offering access to credit without a credit score.
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Helping people climb the credit ladder: Looking into financial inclusion with FICO, Credit Karma and TomoCredit

 


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Banking, Lending, The Customer Effect

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Rabab Ahsan | May 08, 2024
Lending

How credit unions can improve consumer loan repayment performance

  • Increasing delinquency rates offer a glimpse into the declining financial well-being of consumers throughout 2023 and raise red flags about future upticks in charge-offs.
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Sara Khairi | February 29, 2024
Lending

A closer look at FinWise Bank and Earnest’s alliance to expand student loan financing

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Sara Khairi | February 28, 2024
Lending

CUs want a share of Tesla’s pie: Tesla and Origence partner up to offer EV financing at POS

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Rabab Ahsan | January 30, 2024
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