SoFi and Square are making the case through products. Capital One is making it through research, showing that integrated financial tools are becoming essential to how small businesses grow.
Each announcement addresses a different challenge, but they're all working toward the same goal.
Revolut filed for a US national bank charter in March 2026 to break free from its partner-bank arrangement.
The firm is betting on stablecoins and cross-border/multi-currency banking to win over international-minded US customers, backed by a $500 million commitment and a buildout led by new US CEO Cetin Duransoy.