Banking

On credit-building and building better financial habits: A closer look at Experian’s new checking account

  • Experian launched the Experian Smart Money Digital Checking Account and debit card to improve access to credit-building solutions. 
  • The new checking account features Experian Boost with a focus on the consumer segment just starting out on their financial wellness journey as well as Gen Z, who are new to building their creditworthiness.
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On credit-building and building better financial habits: A closer look at Experian’s new checking account

 


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Banking, Data, Member Exclusive

What a bank-client relationship looks like when banks control the data behind the UX

  • Client–bank relationships have long revolved around a destination model: clients log in, navigate dashboards, export data, assemble insights. Grasshopper Bank is rewriting that dynamic by moving from a destination to a ‘layer’.
  • The digital bank has launched its MCP server to bridge a critical gap: letting clients use modern AI tools with their financial data without sacrificing banking security or control.
Sara Khairi | April 02, 2026
Banking, Member Exclusive

Why fintechs are transitioning from partners to principals in banking

  • The wave of charter filings in the first quarter of 2026 underscores shifts in fintech business and regulatory dynamics.
  • Direct supervision by banking regulators is demanding, but fintechs increasingly see it as offering greater operational certainty than fragmented licensing and partner oversight.
Sara Khairi | March 19, 2026
Artificial Intelligence, Banking, Banking as a service, Innovation

Truist’s Dontá Wilson: ‘Innovation without empathy is empty’

  • Truist's Dontá Wilson leads 20,000 teammates across digital channels and 1,900+ branches, and he's reimagining both.
  • He breaks down Truist's insight-driven branch model, real AI deployments, and why innovation without empathy is empty.
Zack Miller | March 04, 2026
BNPL, Creating win-win partnerships, Embedded Finance, Member Exclusive, SMB Finance

How embedded BNPL optimizes cash flow for SMBs: Inside the Intuit-Affirm partnership

  • The Intuit-Affirm partnership embeds BNPL directly in QuickBooks invoices, transforming accounting into a real-time decision layer.
  • In the new fintech partnership model, platforms manage workflows and customers while specialists handle the decision layer to drive scalable results.
Sara Khairi | February 26, 2026
AI Innovation, Artificial Intelligence, Banking, Innovation

Citizens’ CIO on the ethos that led the bank into the cloud and beyond

  • Citizens CIO Michael Ruttledge explains how the bank modernized by moving entirely to the cloud.
  • Ruttledge discusses cloud migration, AI deployment strategy, and building an innovation-driven organizational ethos.
Rabab Ahsan | February 24, 2026
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