Artificial Intelligence, Banking, Member Exclusive

AI is the car, and you are the driver: Bank of America’s approach to AI learning

  • Bank of America trains its 200,000+ teammates on Gen AI by teaching accountability and critical thinking first, deliberately leaving out tokens and technical details.
  • Role-specific learning pathways, AI conversation simulators, and a network of AI Champions give employees a safe place to build skills and ease concerns about their careers. Success is measured by whether learning changes how people work and shows up in business outcomes.
close

Email a Friend

AI is the car, and you are the driver: Bank of America’s approach to AI learning

Most academic curricula do not yet include formal Gen AI instruction, so for many new hires, the first structured lesson in working with Gen AI happens on the job. At Bank of America, which has more than 200,000 teammates, the design of that lesson carries real weight.  This responsibility is overseen by The Academy, the bank’s award-winning onboarding, education, and professional development organization.

Michael Wynn, Academy Enterprise Learning and AI Strategy Executive, leads this work. He anchors it in a single metaphor: “AI is the car, and you are the driver.”

For Wynn, Gen AI training begins in the analog. New teammates receive a pen and write down the outcome they want, the context that matters, and how they will know whether an answer is good. Wynn calls it a reflection technique that shows “the value of slowing down to think before you prompt,” and it builds the critical thinking and problem definition that make later prompting sharper.

Judgment stays with the person

At The Academy, strategic prompt design workshops and responsible use of AI training come first. The opening prompting course introduces a “human in the lead” concept, so teammates understand from day one that they remain accountable for reviewing, editing, and approving anything AI produces. …


0 comments on “AI is the car, and you are the driver: Bank of America’s approach to AI learning”

Banking, Member Exclusive

Avant is building a bank from scratch as the OCC approves most charter applicants

  • Avant CEO Al Goldstein says the fintech expects to move the majority of its assets and operations into Avant Bank, N.A.
  • Before Avant, 42 firms applied for OCC de novo charters since January 2025, and the agency approved 27.
Zack Miller | October 07, 2026
10-Q, Member Exclusive

U.S. Bank is building its small business relationship around the way owners run their businesses

  • U.S. Bank is using its new Business Essentials cards to deepen its small business relationship, tying rewards to deposits while connecting spending with broader financial workflows.
  • The overarching strategy is to pull more fragmented small business activity – from expenses and payroll to payments and cash flow – into one banking relationship.
Sara Khairi | October 05, 2026
Business of Fintech, Member Exclusive, Opinion

Fintech is in its empire-building era

  • Fintechs are moving from unbundling banking to owning more of the infrastructure, licenses, and customer relationships around their businesses.
  • Chime, Revolut, and Zilch show how scale is pushing fintechs into expansion, M&A, and greater control over everything surrounding their product suite.
Sara Khairi | October 02, 2026
Banking, Member Exclusive

The different ways banks are trying to own more of the financial relationship

  • Banks are finding new ways to deepen customer relationships, from Live Oak’s industry specialization and Stifel’s relationship-led venture banking to SoFi’s stablecoin settlement and Nubank’s push into banking infrastructure.
  • The common thread is owning a piece of the financial relationship that is hard to displace, whether through expertise, relationships, infrastructure, or regulated banking rails.
Sara Khairi | October 01, 2026
Member Exclusive, New banks, Podcasts

Nubank’s Ethan Eismann: ‘You have to love your customers fanatically for them to love you fanatically’

  • Nubank launched Nu Global and a dedicated U.S. product this month, its first consumer launch outside Brazil, Mexico, and Colombia.
  • Chief Design Officer Ethan Eismann explains why he believes trust in banking is built through app performance and care, not just aesthetics.
Zack Miller | September 30, 2026
More Articles