BILL processes over 1% of US GDP in payments, and its next move is to use task-based automation to further deepen the value it delivers to its customers.
Chief Product Officer Michael Cieri, shares how the firm is weighing opportunity vs. risk and how its crafting agents for the high-trust domain it operates in.
Max Flötotto, who leads McKinsey’s global retail banking practice, and Mike Packer, a partner at QED Investors, just co-authored a report mapping where fintech goes next — and they agree on almost everything in it.
We dig into why “a feature is no longer a fintech,” why only 1% of stablecoin volume is actual end-user payments, and why the simplest version of banking — deposits and loans — may be the part most at risk from AI agents.
Figure and Method have built a verified debt consolidation product that gives lenders real-time liability data and automated payoff execution at the moment of HELOC origination.
The result: 50% lower delinquency, 2x funded conversion, and a 21-point average FICO lift within 30 days.
Victor Cardenas is the co-founder and CEO of Slash, a $1.4 billion business banking platform built on one thesis: the company holding your bank account should also own all your financial software.
Slash serves niche verticals like performance marketing agencies, import-export businesses, and more, with workflows no legacy bank has ever built for them.
