Block has extended over $200 billion in credit globally by underwriting customers with first-party data from Cash App and Square, bypassing the bureau feeds that leave 100 million Americans invisible to traditional lenders
The same risk philosophy runs across all three products: maximize access, reduce cognitive burden on repayment, and reinvest efficiency gains back into expanding credit
Wise is building direct payment rail connections globally (8 live by 2026), with Lauren Langbridge expanding institutional partnerships like Morgan Stanley, Wealthsimple, and Upwork.
Scott Viohl is driving Wise's North American brand awareness via creator-led campaigns, achieving 80%+ US adult reach and double-digit lifts in brand awareness.
Squarespace has expanded beyond website building to offer a growing suite of financial tools for small businesses, including payments, capital, and a new integrated balance account with a Visa debit card.
On the Tearsheet Podcast, director of product Corey Zettler explains the company's build-vs-partner approach, what it's learned from three product launches, and how it plans to deepen its financial services offering for service.
The digital wallet space is crowded, but Paze is betting that consumer trust in banks — not tech giants — is the unlock.
In this episode, Serge Elkiner, General Manager of Paze at Early Warning Services, breaks down how the bank-backed wallet is building toward critical mass through merchant expansion, issuer growth, and a deliberate focus on the consumers other wallets haven't won yet.
