10-Q, Member Exclusive

Visa vs. Mastercard: Who had a stronger quarter?

  • Quarterly results of both payment leaders are out, indicating resilient consumer spending throughout the period.
  • MoneyLion has approved a 1-for-30 reverse stock split of MoneyLion’s Class A common stock.
Sara Khairi | May 01, 2023
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10-Q, Member Exclusive

Citi is done getting smaller. Now it has to get better.

  • Citi spent years simplifying the bank by shedding businesses and reducing complexity. Now comes the part of making the streamlined bank work better.
  • The pieces are largely in place. The question is whether Citi can connect them into a stronger growth engine without recreating the complexity it just spent years removing.
Sara Khairi | August 24, 2026
Member Exclusive, Opinion

The new fintech moat is ‘boring’

  • What does a fintech moat look like today?
  • The new measure of a fintech moat is the capability to handle complexity without pushing the burden onto customers or costs. It isn’t only about keeping competitors out but it's also about getting better as the system gets more complicated.
Sara Khairi | August 21, 2026
Lending, Member Exclusive

How Figure turned a lending business into a financial network

  • Figure reported second-quarter results, showing that its platform had reached a $1 billion weekly run rate for loan applications by early July.
  • The firm has come a long way since it was founded in 2018, building a more structured lending and capital markets system while increasingly making it intelligent and programmable.
Sara Khairi | August 20, 2026
10-Q, Member Exclusive

Is it time for AI to enter the payback period and show its ROI?

  • If AI is changing the economics of how businesses operate, where do we see its payoff?
  • Block’s Q2’26 results suggest AI’s payoff may start showing up in familiar financial metrics. Whether the usual metrics are enough remains an open question.
Sara Khairi | August 17, 2026
Member Exclusive, SMB Finance

Why banks’ trusted-advisor pitch isn’t landing with SMBs right now

  • For small business owners, banks still have a long way to go: just 7% view their bank as a true strategic partner, according to Grasshopper Bank’s recent survey.
  • A major problem, says Grasshopper's Danielle Kane, is that many banks still see small-business banking as a product category rather than an operating environment with distinct needs.
Sara Khairi | August 13, 2026
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