9 May 2022

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Payments

Visa+ expands its availability for PayPal and Venmo users across the US

  • Expanding on last year’s announcement, the recent development marks the official consumer launch of the Visa+ service with inaugural partners PayPal, Venmo, and DailyPay.
  • In addition to improving consumer experiences in P2P transactions, Visa+ also offers cross-platform interoperability for B2C payment flows via its APIs.
Sara Khairi | April 22, 2024
10-Q, Member Exclusive

Big Banks Q1 earnings: ‘Higher for longer’ rates create a questionable future

  • Net Interest Income took a downturn for some of the incumbent banks, impacting their financial performance in the first quarter of 2024.
  • While some of the big banks experienced growth in non-interest income this quarter, too, the impact of decreased Net Interest Income on revenues can ratchet up the focus to reduce costs and maintain earnings.
Sara Khairi | April 22, 2024
Banking, Innovation

Technology as the hero and the anti-hero in the quest of building products for Gen Z

  • We often think of technology as a driver for innovation in the financial industry. The word “technology” is in some ways synonymous with new and better. But not all technology pushes the envelope further for FIs. 
  • We look at the cross-section of the industry to see how different FIs are navigating the question of technology in different areas such as retail, SMBs, and payments.
Rabab Ahsan | April 19, 2024
Podcasts

Deep Dive: Building for Gen Z, influencers, financial literacy, and a budgeting coloring book

  • In a rapidly evolving financial landscape, the emergence of Gen Z as a pivotal demographic is reshaping the priorities and strategies of financial institutions.
  • Tearsheet's editorial team explores the challenges and opportunities faced by banks in adapting to the preferences of Gen Z, alongside engagement strategies employed by neobanks, and unconventional partnerships for enhancing financial literacy
Zachary Miller | April 18, 2024
Member Exclusive

Letter from the editor: Banks don’t have a Gen Z problem – they have a major issue with UX

  • As the largest generation in history, getting Gen Z right is an existential issue, particularly for plain-vanilla financial institutions. 
  • But shifting the goalposts can be an effective way forward for banks and other FIs as they build for the future.
Zachary Miller | April 17, 2024
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