Robinhood, Upstart, and LendingClub tell a bigger story about where fintech is likely headed in 2026.
Robinhood is chasing the frontier, Upstart is testing its own limits, and LendingClub is proving that sometimes, the most radical thing a fintech can do is simply perform like a bank.
CFOs are abandoning quarterly planning for week-by-week assessments as trade tensions and supplier volatility force short-term thinking over strategic growth.
Seamus Smith and Chrissy Wagner of FIS explain how data quality, AI-powered credit risk management, and digital check solutions help finance leaders navigate uncertainty while modernizing their operations.
AI agents are reshaping financial services, forcing banks to choose between building proprietary models, becoming infrastructure providers, or leveraging trust through partnerships.
With web traffic down 20-30% and Capital One seeing 55% engagement boosts from AI concierges, the transformation is already underway.
Agentic AI has moved into live production at Capital One, Visa, and RBC, with multi-agent systems autonomously executing trades and managing customer interactions.
Nvidia's Kevin Levitt explains the infrastructure demands and build-versus-buy decisions as banks deploy AI agents handling real transactions.