4 Aug 2021

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10-Q, Member Exclusive

Q4 2025 in Consumer Finance: Fintechs move from user counts to dollars per engaged customer

  • Block’s Q4 2025 earnings drew attention as much for the story behind the numbers as for the numbers themselves. Chime’s Q4 2025 results emphasized growth, credit expansion, and ecosystem depth.
  • Block’s structural shift and Chime’s measured ecosystem expansion raise broader industry questions that go beyond individual company performance.
Sara Khairi | March 09, 2026
BNPL, Member Exclusive, Who owns the customer

Affirm’s full-stack ambition is bigger than consumer finance alone

  • Affirm began 2026 on the front foot.
  • The recent moves by the BNPL firm point to an overarching strategy: expanding from consumer checkouts into B2B distribution and institutional control.
Sara Khairi | March 05, 2026
Artificial Intelligence, Banking, Banking as a service, Innovation

Truist’s Dontá Wilson: ‘Innovation without empathy is empty’

  • Truist's Dontá Wilson leads 20,000 teammates across digital channels and 1,900+ branches, and he's reimagining both.
  • He breaks down Truist's insight-driven branch model, real AI deployments, and why innovation without empathy is empty.
Zack Miller | March 04, 2026
10-Q, Member Exclusive

Coinbase rides the waves of stress and opportunity with its ‘Everything Exchange’ vision

  • 'Everything Exchange' reflects Coinbase’s ambition to be a one-stop financial platform.
  • Outgrowing its crypto exchange roots brings Coinbase fresh regulatory, competitive, and market challenges.
Sara Khairi | March 02, 2026
BNPL, Creating win-win partnerships, Embedded Finance, Member Exclusive, SMB Finance

How embedded BNPL optimizes cash flow for SMBs: Inside the Intuit-Affirm partnership

  • The Intuit-Affirm partnership embeds BNPL directly in QuickBooks invoices, transforming accounting into a real-time decision layer.
  • In the new fintech partnership model, platforms manage workflows and customers while specialists handle the decision layer to drive scalable results.
Sara Khairi | February 26, 2026
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