Bluevine’s SVP and GM of checking and payments explains how the digital bank decides which jobs to take on for small business owners, and what it takes to make a partner's product feel like its own.
Cooper also discusses what Bluevine learned from processing more than $2 billion in mobile check deposits without branches, and why he expects most owners to choose the provider they trust over the best tool for every task.
Block’s Neighborhoods connects Square sellers with Cash App users, helping local businesses drive discovery, direct orders, and repeat visits without monthly fees or marketplace commissions.
Early growth is promising, with $1 billion in annualized GPV as of June 2026, but the long-term test is whether Neighborhoods drives incremental spending and lasting customer relationships.
In Episode 3 of TER, Sara and Zack discuss what makes a fintech indispensable and which companies could disappear without customers noticing much of a difference.
Zack picks PayPal for its role in opening up online commerce. Sara names Wise and Stripe, where value comes from solving recurring problems and becoming embedded in business operations.
Executives from Regions Bank and Temenos explain how a bank’s data, real-time infrastructure, and AI controls, combined with human judgment, can close the gap between what customers expect and what banks deliver, from personalized advice to payments.
They discuss how Regions is applying generative AI with people in the loop, why security and convenience anchor its payments strategy, and what it takes to earn a larger share of a customer’s financial life.
