26 June 2018

AI Innovation, Artificial Intelligence, Payments

J.P. Morgan Payments’ Michael Lozanoff on why agentic commerce can’t scale without governance

• AI agents today can already handle end-to-end commerce. The open question is whether those actions can be trusted at scale.
• Intelligence is becoming table stakes as AI scales. The differentiator shifts to governance: agent identity, permissions, and enforceable limits.

10-Q, Member Exclusive

What Klarna, Coinbase, and Chase are building next

• Klarna, Coinbase, and Chase are expanding beyond their core businesses to become part of the routines that generate financial decisions.
• We look beyond today's products to what the three firms are building for tomorrow.

Member Exclusive, Opinion

Letter from the Editor: The AI productivity story is easy to tell until you sit inside the institution building it

• Today’s analysis examines the widening gap between the AI capabilities being developed and the language used to describe them.
• If AI's role is to make banking more efficient, productivity matters. If its role is to redefine decision-making and workflow, productivity may be too narrow a lens.

AI Innovation, Artificial Intelligence, Member Exclusive, Payments

The real power struggle in agentic commerce isn’t building the smartest AI agents; it’s governing them

• J.P. Morgan Payments is moving the conversation beyond capability and toward the infrastructure and framework required to govern AI agents.
• Data is emerging as a core ingredient of agentic commerce, shaping the information agents can access and the decisions they can make.

AI Innovation, Artificial Intelligence

The 3-Min Read: Why Anthropic is becoming AI’s reference point

• In the last 1 year, Anthropic has gone from one of many AI labs to an industry gravity center, fueled by capital inflows, enterprise adoption, and platform-scale positioning.
• Recent shifts show Anthropic evolving into three roles.