20 Jul 2022

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Member Exclusive, Payments

With its deposit token debut, J.P. Morgan is setting the pace for global banks in bringing institutional finance on-chain

  • In June this year, J.P. Morgan launched a USD J.P. Morgan Deposit Token (JPMD) proof-of-concept (PoC) on Base, a public blockchain built by Coinbase.
  • Even if the use cases are still gestating, the move invites a closer look; what problems JPM thinks it’s solving, why now, and how this could reshape the pipes of business-to-business money movement in the long run.
Sara Khairi | August 07, 2025
4dFI global fintech podcast, Podcasts

‘Value is going to accrue down to the application layer’: VanEck’s Juan Lopez on crypto’s infrastructure shift

  • anEck Ventures' Juan Lopez discusses how crypto infrastructure has matured from experimental technology to regulated financial products, with stablecoins growing from under $1 billion to over $60 billion in circulation during his time at Circle.
  • He explains why investment value is shifting from the commoditized issuance layer to the application layer, where companies can build user-friendly products on top of crypto rails.
Zachary Miller | August 06, 2025
Banking, Partner

How Temenos is leading banking forward through customer and partner insight

  • Chief Marketing Officer Isabelle Guis says customer centricity and innovation are at the heart of Temenos’ philosophy.
  • Guis also discusses how global market changes are impacting technology investments, strategies for addressing the limitations of legacy systems, and what it really means to lead banking forward.
Tearsheet Editors | August 06, 2025
Path to growth

3 things Klarna: AI strategy reversal, credit losses, and banking move

  • Klarna's rebellious approach to fintech is driving bold moves—but not all are sticking as planned.
  • Our article explores three critical developments at the firm: AI customer service reversal, mixed growth signals, and ambitious banking expansion.
Rabab Ahsan | August 05, 2025
10-Q, Member Exclusive

Rethinking Regional: Why some of the most interesting moves in banking are no longer just a Wall Street story

  • Between the hometown feel of community banks and the reach of global giants, regional players like PNC and Truist are making effective moves to merge tradition with innovation.
  • In today’s 10Q edition, we explore the strategies behind their momentum.
Sara Khairi | August 04, 2025
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