Capital One’s Brex acquisition exemplifies a broader shift: incumbent banks reclaiming embedded finance as a core competency.
A small group of major banks is taking embedded finance in-house, leveraging scale to assert control over risk, economics, and strategic differentiation.
After 20 years in sponsor banking, Pathward president Anthony Sharett argues that successful bank-fintech partnerships require the right people, multi-threaded opportunities, and true co-creation.
While over 100 banks now call themselves sponsor banks, Suro believes the next frontier lies in AI, embedded finance, and educating all stakeholders about what's possible.
Lauren Langbridge, head of Wise Platform North America, is back to report that her aim to expand the company's direct payment system connections has been achieved, growing from 6 to 8 markets with Brazil and Japan now live.
Langbridge breaks down how systematically integrating with local payment rails like Pix and Zengin, while deepening partnerships with firms like Wealthsimple and IBKR, has allowed Wise Platform to bypass correspondent banks and become more embedded in partners' payment workflows.
