Most payment discussions assume the biggest challenge is moving money from Point A to Point B. What if the bigger bottleneck is actually the operational noise surrounding the payment?
Investing in checks sounds like a step backward, but J.P. Morgan Payments is doing exactly that – because paper checks still create the greatest operational friction in the modern financial system.
SoFi and Square are making the case through products. Capital One is making it through research, showing that integrated financial tools are becoming essential to how small businesses grow.
Each announcement addresses a different challenge, but they're all working toward the same goal.
Revolut filed for a US national bank charter in March 2026 to break free from its partner-bank arrangement.
The firm is betting on stablecoins and cross-border/multi-currency banking to win over international-minded US customers, backed by a $500 million commitment and a buildout led by new US CEO Cetin Duransoy.
As AI agents take a larger role in commerce, BNPL providers may need to rethink whom or what they evaluate when approving transactions.
Zip Co's Rory Herriman believes a future payments ecosystem may need to prove that an agent had authority to act, but also that the action reasonably reflected the user's objectives.
