BNPL
- BNPL set sail beyond its retail comfort zone this month, trading shopping carts for cruise decks and exploring new horizons.
- As the BNPL market matures, major FIs like Citi and JPM are deepening their involvement, shaping market trends and shifting Wall Street’s perspective on alternative lending.
Sara Khairi | March 27, 2025
Podcasts
- Self Financial now offers secured credit cards with a $100 deposit and no mandatory credit builder account, addressing gaps in credit-building options.
- CEO Julie Szudarek discusses how product decoupling and educational initiatives are expanding financial access for underserved consumers.
Zack Miller | March 26, 2025
Member Exclusive,
The Quarterly Review
- Trevor Marshall, Current's CTO, reports success with model-driven deployments that boosted the firm's Paycheck Advance product.
- Through focused model improvement and heuristic deployment, Marshall's teams enhanced ML infrastructure to better predict payroll timing and significantly improve fraud detection.
Rabab Ahsan | March 25, 2025
10-Q,
Member Exclusive
- Fintechs — and now banks — are moving more deeply into stablecoins, but their playbooks differ based on their respective strengths and constraints.
- Stablecoins bring with them both immediate and far-off opportunities and risks, and how the financial industry navigates these will determine their long-term impact.
Sara Khairi | March 24, 2025
Embedded Finance,
Member Exclusive
- Legacy banks are embracing embedded finance to forge deeper relationships with clients and merchants beyond merely staying relevant.
- We deep dive into how J.P. Morgan Chase and Citi are building on their existing infrastructure to ramp up embedded payment investments, turning modern business needs into new opportunities, and what strategies have been working well in their favor.
Sara Khairi | March 20, 2025
