Benjamin Mercier

Artificial Intelligence, Banking, Partner

How Temenos is co-creating AI products with banks, not just for them

• Banks struggle with AI adoption due to outdated data systems and cultural resistance; Temenos' Barb Morgan addresses these foundational challenges.
• Morgan talks about how Temenos is helping the industry in evolving towards gradual AI deployment, market-centric innovation, and customer-driven product development approaches.

Designing new products, SMB Finance

How US Bank is building workflow solutions for SMBs and where its offering needs to go next

• US Bank launched a spend management platform and an all-in-one Business Essentials checking account that accepts card payments with same-day fund access, building on its acquisition of Bento Technologies to create an integrated SMB banking ecosystem that consolidates multiple business tools into one platform.
• Banks need to integrate generative AI into their SMB spend management and cash flow tools to compete with fintech innovations like Lili's Accountant AI, as small business owners increasingly use AI for content creation, data analysis, and marketing strategies while seeking faster answers and more efficient business execution.

Banking, Partner

“Take a hard look at your current ecosystem. If you were to double the assets under your management today, would your current ecosystem sustain that growth?” Finastra’s Kristen Lista, on what FIs need to do to compete in SME lending

• Traditional banks are losing market share to non-bank FIs who are proving to be more agile in their SME lending approaches.
• Finastra’s Principal Product Manager Kristen Lista joins the Tearsheet podcast today to discuss how consolidating technology and decreasing the time between application and access to funding can fuel traditional bank's SME lending approaches.

10-Q, Member Exclusive

Wise goes West: Why the London fintech star is headed for a US stock exchange, and what it signals about global capital markets

• Wise announced it plans to shift its primary stock listing to a US stock exchange, a move both strategic and symbolic that underscores tectonic shifts in the global listings landscape.
• Wise’s decision is less about location and more about evolution. And London, for now, remains a proud hometown - but a second choice.

Artificial Intelligence, Banking, Partner

AI in banking: Finally getting past the demo stage

• Banking executives at Temenos Americas 2025 revealed AI has moved from theoretical discussions to real deployments with surprising successes and practical challenges.
• The Florida forum exposed a critical truth: banks succeeding with AI aren't those with biggest budgets, but those mastering rapid execution.