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Earnest’s David Green on student lending in today’s economic environment

  • The pandemic's impact is being felt on the student lending side.
  • Earnest's chief product officer David Green joins us to discuss how to help students pay for school.
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Earnest’s David Green on student lending in today’s economic environment

Student lending is undergoing a significant transformation.

Earnest has refinanced over $10 billion for over 124,000 people, helping them pay off their debt and giving them the financial capital to reach their goals.

The company combines design and data to build an innovative model for consumer lending, available through a simple, easy to use mobile app.

David Green, chief product officer at Earnest, joins us on the podcast to talk about lending in our economic environment, as well as the firm’s relatively new product, in-school student loans. Lastly, we talk about the lender’s product pipeline.

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The following excerpts were edited for clarity.

Lending to students

We want to empower people with the financial capital they need to live better lives. We have two primary offerings: student loan refinancing and private student loans. We help people pay for college, manage their debt, and pay off their debt. Since inception, we’ve refinanced over $10 billion of loans for 125,000 individuals. Last year, we launched our private, in-school offering and this will be our second season coming up.


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