AI can decide, but consumers still hesitate to hand it their card details. Agentic commerce is still emerging, but the trust gap is already shaping how pilots are built and how much payment autonomy AI is given.
We look at how these developments are unfolding and what they may foreshadow for the wider commerce ecosystem.
We dive into two stories. First, how Trump's proposed credit card rate cap benefits fintechs like Affirm and Bilt, who target consumers seeking alternative credit sources.
Second, Amazon and Perplexity clash over AI shopping agents, revealing uncertainty about guardrails and customer relationship ownership in agentic commerce.
