Payments

‘FIs have an opportunity to treat creators as SMBs’: Marie-Elise Droga, Visa’s new head of fintech, on the creator economy

  • The creator economy has mushroomed in recent years, but creators are still lacking the tools to run their businesses and manage their financial needs.
  • Tearsheet spoke with Marie-Elise Droga, head of fintech at Visa, about why FIs need to treat creators as SMBs, and what needs to be done differently to serve the creator economy when it comes to payments.
Sara Khairi | July 18, 2023
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‘FIs have an opportunity to treat creators as SMBs’: Marie-Elise Droga, Visa’s new head of fintech, on the creator economy

 

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Payments

How Amex determines what makes or breaks a payment method and how it chooses the right payment tech 

  • From wearables to biometric payments, new methods constantly emerge but often face barriers to widespread adoption.
  • This is how consumer expectations, merchant needs, trust, and tech impact adoption.
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  • In recent years, Discover has leveraged a key growth strategy that focuses on engaging niche consumer segments and enhancing customer loyalty, among other initiatives.
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Payments

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  • J.P. Morgan and Codat have joined forces to revolutionize B2B payments, aiming to transition businesses from checks to digital payment methods.
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Zachary Miller | October 02, 2024
4 charts, Embedded Finance, Partner, Payments

How to build an embedded finance program from the ground up

  • Embedded finance programs can strengthen the bottom line and help brands capture more customers and business, and for most payments are the most common point of entry.
  • But brands can go further and stack multiple embedded finance offerings to build a suite of products that is closely tied to how their target audience interacts with their products and services.
Rabab Ahsan | September 30, 2024
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The post-purchase space is a land opportunity, where partnerships push FIs and merchants further into profitability, feat. Gaurav Mittal, EVP of Ethoca

  • Gaurav Mittal, Executive Vice President of Ethoca, a Mastercard company, shares that customers want to more tools when it comes to post-purchase tasks like cancellation and budgeting, but the industry has so far struggled to meet this need.
  • Mittal's experience shows that merchants and banks build deeper relationships with their customers and save on operating costs, when they strategically leverage the banking app to help customers stay on top of their money through tools like digital receipts and subscription management.
Rabab Ahsan | September 19, 2024
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