Lending

Ready, get set, nope: Student debt borrowers and servicers just aren’t ready for the end of forbearance

  • 46% of borrowers report they are not ready to resume student debt payments primarily because they are in more debt now than before the pandemic.
  • But borrowers aren't alone, student loan servicers are also not ready for the resumption after the lull in business during forbearance.
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Ready, get set, nope: Student debt borrowers and servicers just aren’t ready for the end of forbearance

 


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Online Lenders

How MoneyLion and Plaid are improving credit access through data integration

  • MoneyLion and Plaid have partnered to enhance credit decisioning using real-time cash flow data.
  • This case study examines how their integration is expanding access to credit, particularly for underserved borrowers.
Zachary Miller | October 16, 2024
Online Lenders

Case Study: How Citi and Numerated are working to transform lending technology through strategic partnership

  • In this case study, we explore the partnership between Citi and Numerated, showcasing how the collaboration impacts the lending landscape.
  • By combining Citi’s financial expertise with Numerated’s AI-driven platform, this partnership exemplifies how fintech and traditional banking can work together to drive innovation and efficiency.
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The Quarterly Review: GM and CXO at Laurel Road, Alyssa Schaefer on launching two new products, partnerships, and segmentation

  • We spoke to Laurel Road's Alyssa Schaefer in March about her plans for the quarter and she told us that partnerships, products and improving processes through data gathered by their refreshed segmentation strategy will be a major focus.
  • Five months later we are checking back in to see how Schaefer rendered her plans to reality and what improvements Laurel Road was able to realize due to this strategic direction.
Rabab Ahsan | August 20, 2024
Banking, Lending, The Customer Effect

Unpacking the consumer impact of the Capital One and Discover deal

  • The Capital One-Discover deal may be driven by the complementary attributes of their customers, potentially leading to changes in product offerings and services to better serve consumers.
  • The combined entity could introduce a rewards based debit card as well as relaunch Discover's credit cards for SMBs. Beyond products however it is unlikely that the UX will change dramatically.
Rabab Ahsan | May 14, 2024
Finance Everywhere, Lending

What will Walmart’s launch of BNPL through One mean for the industry?

  • Walmart is leveraging its fintech arm One to offer BNPL options to its customers, competing with existing players like Affirm, which already offers pay in four options in Walmart stores.
  • The entry of retail brands like Walmart into financial services could compel dedicated fintechs to offer more attractive financing options to maintain market share, while also allowing Walmart to deepen its customer relationships, particularly with younger consumers.
Rabab Ahsan | May 08, 2024
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