LendingClub is rebranding its digital bank Happen Bank to align brand identity with its evolution to an integrated banking ecosystem.
The bank is recalibrating its focus to a coordinated system where debt consolidation, credit score improvement, and savings accumulation work in tandem.
Under the traditional lending model, students are defined by the debt they carry, not the goals they’re pursuing. Citizens set out to change that.
With its new Student Hub, Citizens is stitching together the fragmented student journey, reflecting that early, sustained engagement builds stickier relationships than one-off campaigns.
Upstart Co-Founder and CTO Paul Gu explains how the company is leveraging AI to redefine consumer lending by improving credit assessment, automation and servicing.
Upstart aims to solve lending's biggest challenge, achieving growth, profitability and strong credit performance concurrently, with plans to 10x their AI advantage and cover all consumer credit needs by 2025.
Small business lending represents the last major frontier for AI transformation in financial services.
Visa's Jonathan Kolozsvary and Uplinq's Patrick Reily explore how AI lending officers are using transaction data to unlock capital for underserved businesses.
