Lending

Fintechs continue to drive consumer loan growth, but there’s more they need to know

  • Fintechs are taking the lion's share of the personal loan market because of their growing presence and consumer satisfaction with them in recent years, according to a new J.D. Power study.
  • While banks still hold consumers’ trust and the majority of their accounts, they’re falling behind their digital-first rivals when it comes to customer satisfaction.
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Fintechs continue to drive consumer loan growth, but there’s more they need to know

 


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Banking, Lending

From loans booked to loyalty earned: How Citizens is reimagining student banking

  • Under the traditional lending model, students are defined by the debt they carry, not the goals they’re pursuing. Citizens set out to change that.
  • With its new Student Hub, Citizens is stitching together the fragmented student journey, reflecting that early, sustained engagement builds stickier relationships than one-off campaigns.
Sara Khairi | October 23, 2025
Artificial Intelligence, Lending

Meet the AI lending officer: How algorithms are taking over credit decisions

  • Small business lending represents the last major frontier for AI transformation in financial services.
  • Visa's Jonathan Kolozsvary and Uplinq's Patrick Reily explore how AI lending officers are using transaction data to unlock capital for underserved businesses.
Shane Galvin | July 01, 2025
Artificial Intelligence, Innovation, Lending, Modern Marketing

How Credit Unions are empowering their lending and marketing teams with Gen AI

  • Today's micro case studies focus on two CUs: First, how Commonwealth Credit Union is using Gen AI to improve lending intelligence. And secondly, how Duke University Federal Credit Union is using the tech for enhanced marketing content creation.
  • Both case studies show us how limited resources and budgets are driving small CUs towards Gen AI adoption.
Rabab Ahsan | April 08, 2025
Online Lenders

How MoneyLion and Plaid are improving credit access through data integration

  • MoneyLion and Plaid have partnered to enhance credit decisioning using real-time cash flow data.
  • This case study examines how their integration is expanding access to credit, particularly for underserved borrowers.
Zachary Miller | October 16, 2024
Online Lenders

Case Study: How Citi and Numerated are working to transform lending technology through strategic partnership

  • In this case study, we explore the partnership between Citi and Numerated, showcasing how the collaboration impacts the lending landscape.
  • By combining Citi’s financial expertise with Numerated’s AI-driven platform, this partnership exemplifies how fintech and traditional banking can work together to drive innovation and efficiency.
Zachary Miller | August 26, 2024
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