Business of Fintech

‘Dave performs well in every macroeconomic environment’: Dave’s Jason Wilk on shifting up a gear in 2023

  • By redirecting its strategies Dave navigated its way through the challenging fourth quarter and pulled through the bear market in comparison to Q3 2022.
  • Jason Wilk, CEO of Dave talks about what were the strategy drivers to ride out the market downturn in 2022, and what's next up for the neobank in 2023.
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‘Dave performs well in every macroeconomic environment’: Dave’s Jason Wilk on shifting up a gear in 2023

 


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AI Innovation, Business of Fintech

The new M&A logic of owning the workflow before AI does

  • The recent wave of fintech deals suggests companies are taking ownership of the infrastructure powering future AI-driven commerce.
  • That theme runs through the recent acquisition moves by NMI, Anthropic, Coupa, and SoFi.
Sara Khairi | May 28, 2026
Business of Fintech, Member Exclusive, Numbers with Narrative

Capital is flowing again, just not where the consensus says

  • US fintech funding jumped 47% in Q1 2026, led by a surge in early-stage capital as investors shift focus to AI infrastructure.
  • Massive influxes in Parallel Web and Rogo underline a flow of capital into agentic solutions.
Sara Khairi | May 21, 2026
Banking as a service, Business of Fintech, Member Exclusive

The infrastructure layer is still up for grabs as firms compete to establish its architecture

  • Fintechs are moving from partners to principals — applying for charters, building proprietary rails, and underwriting from their own data
  • The sponsor bank model isn't dead, but it's under pressure as firms like Affirm and SoFi bet that owning the infrastructure beats renting it
Zack Miller | April 28, 2026
Artificial Intelligence, Business of Fintech, Member Exclusive, Payments

In the world of Stripe: Acquisitions, agentic AI, and stablecoins

  • Stripe is making moves to dominate every layer of payments, from a potential PayPal acquisition to AI billing tools and stablecoin infrastructure.
  • Stripe processed $1.9T in volume, its new AI billing tool tracks LLM usage in real time, and its x402 integration lets AI agents send and receive stablecoin payments autonomously.
Rabab Ahsan | March 31, 2026
Banking, Business of Fintech, Payments

Micro case studies: The feud over interest rate caps and the murky future of agentic commerce

  • We dive into two stories. First, how Trump's proposed credit card rate cap benefits fintechs like Affirm and Bilt, who target consumers seeking alternative credit sources.
  • Second, Amazon and Perplexity clash over AI shopping agents, revealing uncertainty about guardrails and customer relationship ownership in agentic commerce.
Rabab Ahsan | January 20, 2026
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