Deep Dive: Robinhood

Member Exclusive, Payments

With its deposit token debut, J.P. Morgan is setting the pace for global banks in bringing institutional finance on-chain

• In June this year, J.P. Morgan launched a USD J.P. Morgan Deposit Token (JPMD) proof-of-concept (PoC) on Base, a public blockchain built by Coinbase.
• Even if the use cases are still gestating, the move invites a closer look; what problems JPM thinks it’s solving, why now, and how this could reshape the pipes of business-to-business money movement in the long run.

10-Q, Member Exclusive

Rethinking Regional: Why some of the most interesting moves in banking are no longer just a Wall Street story

• Between the hometown feel of community banks and the reach of global giants, regional players like PNC and Truist are making effective moves to merge tradition with innovation.
• In today’s 10Q edition, we explore the strategies behind their momentum.

Artificial Intelligence, Member Exclusive, SMB Finance

How Intuit is designing embedded AI agents in QuickBooks to serve SMBs

• Traditional automation has helped with repetitive tasks, but often falls short when workflows get complex or unpredictable. In addition, key data remains siloed.
• Intuit is tackling this issue by embedding AI agents directly into QuickBooks, supporting core functions like payments, accounting, finance, and customer support to better serve SMBs.

10-Q, Member Exclusive

How Payoneer is embedding itself as an essential engine in its clients’ operational workflows

• Payoneer is focused on sustained growth by embedding itself deeper into the core operations of the global SMBs and digital-first enterprises it serves.
• Chief Product & Technology Officer shares the thinking behind the company's recent product updates and how they align with the company’s goal of becoming core to its clients’ financial infrastructure.

Embedded Finance, Member Exclusive

From ‘banks as destinations’ to ‘banks as infrastructure’: How J.P. Morgan Payments, Citi, and U.S. Bank are embedding themselves into the digital economy

• The concept — from ‘banks as destinations’ to ‘banks as infrastructure’ — has transitioned from theory to execution.
• Banks are increasingly where you don’t see them, embedded into platforms you already use, providing payments, and even lending in the background of marketplaces, apps, and enterprise systems.