Moving to the other side of consumer balance sheets, Plaid launches Liabilities to address debt management

10-Q, Member Exclusive

Klarna’s American drive and SoFi’s crypto comeback

• Klarna and SoFi may be landing different kinds of blows, yet both remain firmly in the fight for meaningful growth.
• Their trajectories reveal broader lessons for fintechs and banks.

Business of Fintech, Member Exclusive, SMB Finance

Putting small businesses first: AI, trust, and the human side of finance

• At this year’s Money 20/20, conversations went beyond payments and embedded finance to how technology can truly support America’s smallest businesses.
• Two fintechs shone in the discussion: Hello Alice, which aims to make capital more accessible, and Bluevine, a banking platform tailored for SMBs and sole proprietors. Different strategies, same focus -- putting SMB owners first.

10-Q, Member Exclusive

The fintechs that refuse to stand still

• Robinhood, Upstart, and LendingClub tell a bigger story about where fintech is likely headed in 2026.
• Robinhood is chasing the frontier, Upstart is testing its own limits, and LendingClub is proving that sometimes, the most radical thing a fintech can do is simply perform like a bank.

10-Q, Member Exclusive

The Loyalty Flywheel: How Truist is turning its new business card into a relationship engine

• In the scramble for SMB loyalty, cards are becoming the new first handshake.
• With its new SMB-focused card, Truist aims to build an interconnected ecosystem that deepens engagement with every use.

10-Q, Member Exclusive

Steering $10 Trillion Daily: JPM Payments’ Global Head of Technology on payments, AI, and leadership

• Change is the only constant in payments — and JPM Payments' Global Head of Technology has spent enough time in the thick of it to know that.
• He discusses what’s capturing his attention today -- and how to keep building as the landscape keeps shifting.