The risky bet of structural reorganization, layoff storm, and slumping stock: Where is Citi headed?

Amid the ups and downs, Citigroup is en route to a major structural reorganization followed by a new wave of high-profile exits.
Whether the restructuring effort can keep the positive investor sentiment intact and boost stock returns will likely depend on how effectively the workforce can rebound.

Sara Khairi | September 28, 2023

0 comments on “The risky bet of structural reorganization, layoff storm, and slumping stock: Where is Citi headed?”

You must be logged in the post a comment.

Banking

Citizens is methodically redesigning how a modern bank should operate.
In just a year, Citizens has revamped its tech and product lineup, signaling its evolution from a traditional bank to a financial infrastructure player.

Sara Khairi | November 06, 2025

Banking, SMB Finance

SMB owners face isolation, tool proliferation, and vulnerability to economic shifts, managing every business function while lacking revenue cushions for uncertainty.
KeyBank's Certified Cash Flow Advisor Program is evolving banking relationships from transactional to consultative, with certified advisors providing ongoing guidance through "Key Conversations".

Rabab Ahsan | November 04, 2025

Partner, SMB Finance

Lenders juggle multiple data vendors, wrestle with disconnected point solutions, and these tools lack the ability to paint a full picture of the SMB customer and their needs.
Listen to this podcast to learn how Lendflow is helping lenders break out of the fragmentation quagmire and access a full agentic AI toolbox that helps re-engage borrowers, as well as improve efficiencies for internal processes.

Rabab Ahsan | October 23, 2025

Banking, Lending

Under the traditional lending model, students are defined by the debt they carry, not the goals they’re pursuing. Citizens set out to change that.
With its new Student Hub, Citizens is stitching together the fragmented student journey, reflecting that early, sustained engagement builds stickier relationships than one-off campaigns.

Sara Khairi | October 23, 2025

Banking, Partner

EQ Bank’s early move to a cloud-native core with Temenos positioned it to lead in digital transformation, leveraging real-time data and AI to deliver personalized customer experiences.
Temenos’ Will Moroney and EQ Bank’s Geoff Vona talk about how co-building solutions has propelled both the company and the bank forward.

Tearsheet Editors | September 02, 2025