Banking

SMBs have it tough but if the owner isn’t male and white, it gets even tougher

  • During the 2023 Financial Inclusion Week, we are looking at how women and minority business owners are faring in 2023.
  • While concerns about a recession have dropped since last year, they still remain significant with 60% of SMB owners reporting being concerned about a recession.
close

Email a Friend

SMBs have it tough but if the owner isn’t male and white, it gets even tougher

 


subscription wall for TS Pro

0 comments on “SMBs have it tough but if the owner isn’t male and white, it gets even tougher”

Banking, Embedded Finance, Member Exclusive

The ‘discovery’ problem in embedded finance – and how OMB Bank found the right fintech partner

  • Despite rapid innovation and growth in embedded finance, one area remains largely unchanged: how banks and fintechs initially connect.
  • Treasury Prime identifies discovery – not diligence – as the real bottleneck in embedded finance, with AI now positioned to overcome it.
Sara Khairi | February 12, 2026
Banking, Banking as a service

Pathward’s Anthony Sharett on why sponsor banking’s future is about evolution, not revolution

  • After 20 years in sponsor banking, Pathward president Anthony Sharett argues that successful bank-fintech partnerships require the right people, multi-threaded opportunities, and true co-creation.
  • While over 100 banks now call themselves sponsor banks, Suro believes the next frontier lies in AI, embedded finance, and educating all stakeholders about what's possible.
Zack Miller | February 11, 2026
Banking, SMB Finance

Inside Bank of America’s plan to own the small business relationship

  • Bank of America is building tools that address tariffs, cashflow gaps, and employee retention simultaneously.
  • The bank is betting integration beats specialization as digital competitors chase individual pain points.
Rabab Ahsan | January 27, 2026
Banking, Business of Fintech, Payments

Micro case studies: The feud over interest rate caps and the murky future of agentic commerce

  • We dive into two stories. First, how Trump's proposed credit card rate cap benefits fintechs like Affirm and Bilt, who target consumers seeking alternative credit sources.
  • Second, Amazon and Perplexity clash over AI shopping agents, revealing uncertainty about guardrails and customer relationship ownership in agentic commerce.
Rabab Ahsan | January 20, 2026
Banking, Member Exclusive, New banks

Loyalty in banking is now fragmented: How Chime is winning the era of soft switching

  • Customers are redirecting their day-to-day financial transactions elsewhere, while keeping their old accounts on the books.
  • Although some banks pick up early signals yet miss the issue before it fully surfaces, fintechs and neobanks, on the other hand, see this same issue as a compounding opportunity.
Sara Khairi | January 15, 2026
More Articles