Banking as a service, Member Exclusive
BBVA’s banking as a service platform launches real time payments
- BBVA's banking as a service clients now have access to real time payments.
- Open Platform's new capabilities are powered by Visa Direct.

BBVA’s banking as a service offering in the U.S., Open Platform has launched a real-time payments service.
What’s going on: BBVA’s Open Platform uses APIs to let firms build their own financial products without having to get a banking license.
- This latest feature gives BBVA clients the option to offer frictionless, real-time payments to and from eligible debit cards.
- The API supports ACH, digital bill pay, and real-time push and pull payments to and from debit and prepaid cards, through a single endpoint.
- The new API service allows enterprises to transfer money in real time from a mobile device.
- Additional resources: BBVA — The BaaS willing to collaborate; On Open Platform, BBVA’s banking as a service offering
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