Member Exclusive,
Opinion
- As AI agents assume more responsibility for commerce, the transaction remains visible, but the decision-making behind it becomes increasingly opaque.
- Financial services are reconstructing the decision trail AI has hidden. That's why the industry's conversation increasingly revolves around intent, context, governance, permissions, explainability, and accountability.
Sara Khairi | July 10, 2026
AI Innovation,
Member Exclusive,
Payments
- Most payment discussions assume the biggest challenge is moving money from Point A to Point B. What if the bigger bottleneck is actually the operational noise surrounding the payment?
- Investing in checks sounds like a step backward, but J.P. Morgan Payments is doing exactly that – because paper checks still create the greatest operational friction in the modern financial system.
Sara Khairi | July 09, 2026
Business of Fintech
- SoFi and Square are making the case through products. Capital One is making it through research, showing that integrated financial tools are becoming essential to how small businesses grow.
- Each announcement addresses a different challenge, but they're all working toward the same goal.
Sara Khairi | July 08, 2026
Banking,
Business of Fintech,
Member Exclusive
- Revolut filed for a US national bank charter in March 2026 to break free from its partner-bank arrangement.
- The firm is betting on stablecoins and cross-border/multi-currency banking to win over international-minded US customers, backed by a $500 million commitment and a buildout led by new US CEO Cetin Duransoy.
Rabab Ahsan | July 07, 2026
Business of Fintech
- Green Dot's restructuring offers a lens into how financial firms are reshaping themselves for a more focused, sustainable future.
- The firm is separating its banking and technology operations, betting each will be better positioned to grow on its own.
Sara Khairi | July 06, 2026
