Payments

5 trends that left an imprint on the payments landscape this year

  • With the conclusion of the year on the horizon, we reflect on the key trends that have left an impact on the payments landscape throughout 2023.
  • Tearsheet engaged with a broad spectrum of experts in the payments industry, who shared their insights on the overarching themes that have defined this year.
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5 trends that left an imprint on the payments landscape this year

2023 has been a wild ride for financial services. From the much-anticipated launch of FedNow to Twitter (X) making its payment debut, securing money-transmitting licenses in three US states to total US credit card debt surpassing a record $1 trillion, and Pay by Bank almost on the brink of becoming a consumer favorite, the payments landscape underwent a kaleidoscope of shifts.

With the year coming to an end, it’s a fitting moment to revisit the trends that made waves in the payments space in 2023. 

I reached out to a wide array of experts within the payments sphere, aiming to capture their insights on this year’s key trends and overarching themes that left a significant mark, setting the stage for a sustained impact. 

1. Metamorphosis of real-time payment solutions


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