46% of student loan borrowers aren’t ready to start making payments

• Borrowers will be expected to start making student debt payments in October, but many report not being prepared for the end of forbearance.
• Even though the government's Student Debt Forgiveness program was struck down by the Supreme Court, the government has introduced "on-ramp" policies that should ease the load of student debt payments in the first year. But many borrowers don't understand what these policies entail.