How technology is changing the debt collection market

Artificial Intelligence, Lending

Meet the AI lending officer: How algorithms are taking over credit decisions

• Small business lending represents the last major frontier for AI transformation in financial services.
• Visa's Jonathan Kolozsvary and Uplinq's Patrick Riley explore how AI lending officers are using transaction data to unlock capital for underserved businesses.

Artificial Intelligence, Innovation, Lending, Modern Marketing

How Credit Unions are empowering their lending and marketing teams with Gen AI

• Today's micro case studies focus on two CUs: First, how Commonwealth Credit Union is using Gen AI to improve lending intelligence. And secondly, how Duke University Federal Credit Union is using the tech for enhanced marketing content creation.
• Both case studies show us how limited resources and budgets are driving small CUs towards Gen AI adoption.

Online Lenders

How MoneyLion and Plaid are improving credit access through data integration

• MoneyLion and Plaid have partnered to enhance credit decisioning using real-time cash flow data.
• This case study examines how their integration is expanding access to credit, particularly for underserved borrowers.

Online Lenders

Case Study: How Citi and Numerated are working to transform lending technology through strategic partnership

• In this case study, we explore the partnership between Citi and Numerated, showcasing how the collaboration impacts the lending landscape.
• By combining Citi’s financial expertise with Numerated’s AI-driven platform, this partnership exemplifies how fintech and traditional banking can work together to drive innovation and efficiency.

Designing new products, Lending, The Quarterly Review

The Quarterly Review: GM and CXO at Laurel Road, Alyssa Schaefer on launching two new products, partnerships, and segmentation

• We spoke to Laurel Road's Alyssa Schaefer in March about her plans for the quarter and she told us that partnerships, products and improving processes through data gathered by their refreshed segmentation strategy will be a major focus.
• Five months later we are checking back in to see how Schaefer rendered her plans to reality and what improvements Laurel Road was able to realize due to this strategic direction.