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OakNorth AI

A next-generation credit platform that’s redefining lending to small-to-medium sized businesses globally

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Artificial Intelligence, Banking, Partner

AI in banking: Finally getting past the demo stage

  • Banking executives at Temenos Americas 2025 revealed AI has moved from theoretical discussions to real deployments with surprising successes and practical challenges.
  • The Florida forum exposed a critical truth: banks succeeding with AI aren't those with biggest budgets, but those mastering rapid execution.
Zack Miller | June 12, 2025
Artificial Intelligence, Member Exclusive

Agentic AI is knocking. Here’s how banks are answering the door

  • A growing number of institutions are assessing how to deploy Agentic AI systems securely within their established governance structures, as they anticipate a shift toward greater automation in financial services.
  • Our analysis focuses on financial institutions that have implemented or are planning to implement Agentic AI, as well as the present state of their integration initiatives.
Sara Khairi | June 12, 2025
Podcasts

“Embedded investing isn’t a feature — it’s a platform”: DriveWealth’s Harry Temkin on the future of investing

  • DriveWealth’s Harry Temkin explains how embedded investment is powering global digital wallets.
  • In this podcast with DriveWealth's Chief Digital Officer, we explore the potential in cross border investing, brokerage APIs, real time trading, and more.
Zack Miller | June 11, 2025
Artificial Intelligence, Banking

The double-edged sword of Gen AI: Harms and risks for consumers and employees and why nobody talks about it

  • We have all heard that Gen AI is a transformative force, but why does nobody talk about the harms may befall us through this technology?
  • In this article, we breakdown how technology provider concentration and conflict of interest can impact firms, and how hallucinations and bias can negatively affect customers and employees.
Rabab Ahsan | June 10, 2025
Uncategorized

The Partnership Reckoning: How financial services learned to stop worrying and love (partnership) due diligence

  • The financial services industry has spent the better part of a decade chasing the partnership dream, but the era of "collaboration for collaboration's sake" is officially over.
  • From Goldman Sachs exiting Apple Card to Wells Fargo losing millions monthly on Bilt, here's how banks and fintechs are learning the difference between strategic alignment and wishful thinking.
Zachary Miller | June 09, 2025
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