The state of online SMB lending in 4 charts

4 charts, Partner Content

Big ideas help engage employees and keep the turnover numbers from getting bigger

• There are roughly 3 million more jobs than available people, a trend that started to come to a head after the pandemic. “We have a structural labor shortage out there,” said Jay Powell, Chairman of the Federal Reserve in 2022.
• One solution to this systemic problem is “Movement Thinking,” an approach championed by the transformation firm StrawberryFrog.

4 charts, Member Exclusive, Who owns the customer

Four charts: Why consumers rely on banks rather than retailers for post-purchase issues

• Most customers like to go through their banks rather than knock on the retailer’s door, with 87.6% customers claiming they prefer their banks to cancel their subscriptions.
• Due to the role bank's play in customers lives, an unspoken relationship transfer takes place post-purchase, where its the bank that starts to own the customer rather than the retailer.

4 charts

The fintech funding downturn is a correction, not a retreat

• Coming down from the highs of 2021, VC fintech funding slowed for four consecutive quarters.
• Nevertheless, CB Insights lead fintech analyst Anisha Kothapa insists that VCs are not retreating from the industry.

4 charts, The Customer Effect

Most consumers can’t live without their mobile banking app, study shows

• Banking apps are becoming central to how consumers manage their money.
• About 87% of consumers are using their banking app at least once a month, which is 2% more than last year.

4 charts, Blockchain and Crypto

4 charts on the year of the ‘crypto credit crisis’

• The collapse of multiple centralized exchanges has plunged the crypto industry into what CoinDesk calls a 'crypto credit crisis', with circumstances still unfolding today.
• For a broad perspective on the market, we discuss the macro returns, Bitcoin and Ethereum's performance, and the state of capital raised for crypto funding over the past year.