Capital One’s Brex acquisition exemplifies a broader shift: incumbent banks reclaiming embedded finance as a core competency.
A small group of major banks is taking embedded finance in-house, leveraging scale to assert control over risk, economics, and strategic differentiation.
Agibank is the second Brazilian fintech in recent weeks to opt for a US IPO over a local listing.
The trend suggests that foreign companies are increasingly viewing the US not just for valuation gains, but as a strategic destination for capital, branding, and global talent.
