10-Q

Weekly 10-Q: Wall Street banks (still) want customers to pin their hopes on Zelle

  • Big banks are reportedly working to standardize the refund procedure for Zelle scam victims and want to restore customers' faith in the payments app.
  • In other news, a federal judge has ordered Block to comply and cooperate with the CFPB's ongoing investigative demands relating to its Cash App payment tools.
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Weekly 10-Q: Wall Street banks (still) want customers to pin their hopes on Zelle

 


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What U.S. Bank, BNY, and Nvidia understand about the future of money

  • Last week’s moves by U.S. Bank, BNY, and NVIDIA hint at finance reorganizing around infrastructure built to scale and survive regulatory pressure.
  • The moves are not just product launches but positional plays: it’s about control over the evolving architecture of the financial system.
Sara Khairi | October 14, 2025
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After the Pop: Klarna’s first month as a public company

  • Klarna pulled off the largest IPO of 2025.
  • What's the BNPL firm doing after going public? The deeper question now isn’t whether it belongs on Wall Street, but how it plans to thrive there.
Sara Khairi | October 06, 2025
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Why Affirm’s most important product isn’t BNPL at checkout (alone) anymore

  • Quarterly filings often hide clues about how a fintech is evolving and where it’s headed. Affirm’s Q4 2025 results are a case in point.
  • Buried in the product numbers of the latest earnings is a story: Affirm card’s rise as the firm's second growth engine.
Sara Khairi | September 29, 2025
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Scaling, Reinventing, Integrating: The strategies behind PNC, Remitly, and U.S. Bank’s latest moves

  • This month, three financial firms take the stage with their recent moves.
  • Each move offers a glimpse into how institutions of all sizes are reshaping what it means to serve customers in 2025 and the years ahead.
Sara Khairi | September 22, 2025
10-Q, Member Exclusive

‘Payroll is one of the most direct and impactful entry points for embedded finance’: Green Dot’s Crystal Bryant-Minter on the firm’s embedded finance strategy

  • Green Dot's rapid! is wiring earned wage access and real-time payouts into Workday’s payroll and HCM systems.
  • Green Dot sees payroll and payouts not just as an end in themselves, but as the on-ramp to embedded finance at scale.
Sara Khairi | September 15, 2025
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