10-Q, Member Exclusive

Are AI-powered loans the saving grace for Upstart?

  • Upstart reported its Q4'22 results – and even though they didn't look pretty, the market remains bullish on the company.
  • AI-powered loans could be a golden ticket for the firm, as AI services are in demand and considered an integral part of the lending industry's foreseeable future.
Sara Khairi | February 21, 2023
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Are AI-powered loans the saving grace for Upstart?

 

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‘Payroll is one of the most direct and impactful entry points for embedded finance’: Green Dot’s Crystal Bryant-Minter on the firm’s embedded finance strategy

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  • One of these shadow giants is BOK Financial [BOKF]. Founded in 1910, this Oklahoma-born institution has spent more than a century weaving itself into the economic fabric of the Midwest and Southwest.
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Citizens sharpens its open banking edge with a new API design

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  • Citizens’ Head of Product Management for Access & Delivery Channels unpacks the launch of the bank’s revamped open banking API framework and the problems it tackles.
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Chime, SoFi, Nubank: How three different roads are converging into one digital banking paradigm shift

  • The digital banking story in 2025 is a mix of triumph and tension. 
  • In 2024, talk in digital banking centered on neobanks facing higher rates, fading VC, and stiff competition. Mid-2025 shows the outcome: yes, but only a handful.
Sara Khairi | August 25, 2025
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How Coinbase is putting a crypto spin on old-school finance

  • Coinbase, once a Silicon Valley outsider pitching crypto as an alternative to the banking system, is now doing business with the very institutions it was supposed to 'disrupt'.
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