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Confessions

Confessions of a fintech VC: No one is using fintech outside Venmo

Fintech startups may be friendly with banks now, but it hasn't made it to the big leagues yet.
In a sense, banks are true fintech companies; in another, banks and startups will still divide and conquer different customers.

Tanaya Macheel | April 03, 2017

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Confessions

Banks have investment millions in fintech, but implementing it is a long-term project since they're still plagued with legacy infrastructure
Goldman Sachs' Marcus is "probably able" to win in the short term but might stumble 10 years out if its targeted millennials don't grow their wealth

Tanaya Macheel | May 02, 2018

Confessions

There’s no shortage of headlines and reports about how companies fall short in marketing to women
Unless research comes out specifying what about the marketing isn't working, the problem is that women are treated as a niche

Tanaya Macheel | March 09, 2018

Confessions

"The origination number alone is not enough information to say if they're doing a good job."
"For an engineer, the pay is generally competitive, but the working environment and the types of problems they get to solve absolutely aren’t."

Tanaya Macheel | December 19, 2017

Confessions

Banks and startups might be embracing each other now, but they're still not exactly on the same page and definitely still operating on uneven fields.
Banks "should be focusing on the 'fin' targets and less on the 'tech' portion when it comes to media."

Tanaya Macheel | July 05, 2017

Confessions

Banks are increasingly putting money and resources behind startups that develop products for the underserved.
Some startup entrepreneurs feel banks are pushing them into the 'inclusion' space to keep them away from more profitable high-income customers.

Suman Bhattacharyya | March 16, 2017