Member Exclusive, Payments
Payments Briefing: BNPL will soon play a much bigger role in credit scores
- Credit bureaus in the US are working to implement standardized credit reporting plans on BNPL loans.
- BNPL use may start to play a much bigger role in consumers’ credit ratings.
Ismail Umar | January 27, 2022
Finance Everywhere
Quick Take: With early wage access and factoring, Intuit expands deeper into embedded finance
- Intuit continues to expand its embedded finance options for SMBs.
- The firm now offers invoice factoring and easy wage access, alongside its banking, lending, and payment options.
Zachary Miller | January 27, 2022
WTF
Zeitgeist 2022: Tearsheet’s guide to the financial terms nobody understands
- There were a lot of disappointments last year. What never failed us, though, was the financial space's ability to invent new words.
- We've updated our Termsheet for 2022 to help you sound like you know what we're all talking about.
Rebecca Alma Cohen | January 27, 2022
Member Exclusive
Lending Briefing: Could we see more BNPL consolidation this year?
- Given the growth and interest in the space, companies have increasingly been looking to get a piece of the BNPL pie.
- As fintechs mature in their niche markets, larger players might continue to see this as an opportunity and go for it.
Iulia Ciutina | January 26, 2022
Business of Fintech, Finance Everywhere
‘The industry believes that poor credit scores are self–inflicted’: A new wave of fintechs is giving the underbanked access to credit
- New fintechs are targeting underserved communities that don’t have credit histories, using new methodologies to help them build credit scores.
- As more Millennials and Gen Zers navigate their financial journeys, their participation in the credit system could increasingly be aided by such fintechs.
Iulia Ciutina | January 26, 2022